• Certification of terminals
  • NIBE
  • BOLS
  • EDIFACT
  • BALTUS 2.0
  • NICS
  • Omnummerering
  • Giro utbetaling
  • Konto og adresseringsregister (KAR)
  • Telepay
  • Bankkort
  • Autogiro
  • Straks-betalinger
  • Sjekk
  • Bankremisser

Certification of terminals

Certification of terminals

Before a BankAxept terminal can be rolled out, the terminal need to be certified.

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NIBE

NIBE

NIBE er en EDIFACT basert interbankstandard for utveksling av kapital og informasjon mellom norske banker.

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BOLS

BOLS

BOLS er en norsk interbankstandard for utveksling av kapital og informasjon mellom norske banker.

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EDIFACT

EDIFACT

EDIFACT er en internasjonal elektronisk meldingsstandard for forretningsdokumenter.

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BALTUS 2.0

BALTUS 2.0

BALTUS is the banks’ online transaction exchange system where they exchange financial transactions online.

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NICS

NICS

NICS - Norwegian Interbank Clearing System is the Norwegian banks’ mutual clearing system.

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Omnummerering

Omnummerering

The Banks’ Account Renumbering Rervice gives account holders who change account number the opportunity to redirect payments.

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Giro utbetaling

Giro utbetaling

Giro Payments, also called utbetalingskort, giro payment and advice giro, is a Norwegian payment order. It is a call for pay to the issuing bank to disburse payment to the nominal recipient.

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Konto og adresseringsregister (KAR)

Konto og adresseringsregister (KAR)

KAR er et felles register for bankene som gjør at bankene kan tilby tjenester for bl.a. verifikasjon av konto og kontoeierskap.

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ISO 20022

ISO 20022 er en ISO-standard for elektronisk datautveksling mellom finansinstitusjoner.

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Telepay

Telepay

Telepay is a Norwegian standard file format for transferring payment information to Norwegian banks.

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eFaktura

eFaktura is a Norwegian service to send invoices electronically in the customer’s online bank.

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Bankkort

Bankkort

A bank card is a physical identity card issued by a Norwegian bank. It was originally used for payments by check. Later it has become a generally accepted identity card in Norway, particularly preferred by people without a driver’s license.

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BankID

BankID is a personalized and easy electronic credentials solution for secure identification, authentication and signing online. BankID is used by all the country's banks and public digital services as well as an increasing number of businesses within a variety of industries.

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AvtaleGiro

Avtalegiro (Direct Debit) is a service for automatic payment of regular bills. The bank makes sure bills are paid directly from user’s account on the due date. The user can choose to receive notifications for direct debit right to the online bank via an e-Invoice.

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Autogiro

Autogiro

Payments where the payer's account is immediately charged and the beneficiary's account is credited. Autogiro is a direct debit based on an agreement between the payer, the payee and the payee's bank. The payee obtains authorization to debit the payer's account. The beneficiary receives the outstanding capital on the day and is relieved of issuing paper invoices.

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Straksbetalinger

Straksbetalinger

Payments where the payer's account is immediately charged and the beneficiary's account is credited.

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BankAxess

BankAxess is a payment solution for on-line trade where buyer pays directly from his or her bank account. By using BankAxess you give the seller authorization to charge your account at a time agreed upon between you and the seller. Your account will be charged when the seller sends you the item.

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Sjekk

Sjekk

A cheque is a printed form, used instead of money, to make payments from your bank account. The amount paid is deducted from the issuer's account or credit. The receiver normally delivers the check to his or her bank to credit the account. The settlement between banks was, due to the use of checks, for a period extensive.

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Bankremisser

Bankremisser

A “bankremisse,” or bank draft, is a payment order similar to a check and issued in Norwegian kroner. It can be purchased at the bank, and the nominal amount is guaranteed by the issuing bank. It is widely used as means of payment for the purchase of expensive items, such as cars or boats.

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BankAxept

BankAxept is the national card payment system in Norway. BankAxept can be used in physical commerce in which payment is approved by the issuing bank when using the chip and the cardholder's personal code. Most BankAxept are issued as debit cards.

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